不小心撞到骑单车过马路的人，现在要求赔25万

krisfu

上年十月份停stop sign，有个墨佬骑单车过马路，本人看左看右都无见有人，就开车了，点知有个墨佬骑单车过马路，撞到了，他从单车上掉下。我落车查看，他说无事，之后都系他自己起身，推车去路边。路人帮忙打911. 我开车十二年，从无出车祸，撞到人，未试过冲红灯同stop sign。当时就影相，医务人员到后就抬个男人上车。今日收到车险公司发既settlement demand letter and declaration of regarding no additional insurance. 有人可以话我知我应点做？declaration of regarding no additional insurance 系对方律师要求的，我好怕签左会出问题。
来自: iPhone客户端

juzhiyuan

找律师吧，然后有没有行车记录仪提供视频证据
来自: iPhone客户端

ggggg

1st, you should inform your car insurance company about the letter.
2nd, contact a personal injury firm in your state and ask for advices ("In most cases", a good law firm will tell you that you don't need to hire a lawyer for your case unless you are being sued for excess and your insurance company is not willing to settle in good faith -- which means your insurance company is putting you at risk and therefore you need your own lawyer to oversee the case, or to defend you for the excess.)

Generally, you don't need to worry unless you have lots of asset in addition to your primary residence, such as lots of money, investments, and/or other real estate properties besides your primary residence. The plaintiff lawyer can't sue to take your primary residence but they will go after your money in the bank and other assets.  But if the injury is serious enough, they might go after your salary if you have a good career. Otherwise they will not waste their money/labor/time to go after you.

In many states, you have no obligation to sign financial(include insurance) declarations/affidavits unless it's part of a settlement (in good faith). Otherwise, the plaintiff usually need to do perform an asset search before deciding to sue you for the excess.

Yes, the guy can be jumping and running around after a car accident but it doesn't mean he is not seriously injured. In many cases, injuries doesn't manifest until days or even weeks later and some can be life-threatening.

eastf

那个劳模肯定心想 这下发财了

Cynthia22

  这是啥
来自: iPhone客户端