CSP根本就是被吹出来的卡

lz80521

路边摊头的蛋饼 发表于 2014-1-21 21:53
Even though, it still cannot match the rewards you can achieve via BCP/freedom/ink, in some circum ...

Those two, BCP and CSP don't have any conflicts. One is used to buy GC at grocery store and the other is for travel and dining. SPG is for other non-category purchase. You don't have to pick only one. I agree that Ink should be much more called an all-around best card. The only catch is that it is a business card.

路边摊头的蛋饼

lz80521 发表于 2014-1-21 22:05
I agree with your statement about M and H, but are you seriously saying 1 c/pt for hyatt? Every ho ...

If you alway go for highest tier hotels, you actually maximize the value for points. Same for other hotel brands. But for average tier hotels like category 2-5, you don't always get more than one point

路边摊头的蛋饼

lz80521 发表于 2014-1-21 22:17
Those two, BCP and CSP don't have any conflicts. One is used to buy GC at grocery store and the ot ...

It do have a conflict for me cuz I normally don't spend over $25k a year and BCPx2+BXEx2 can cover $24k...I can use GC for traveling and I still get 5% thanks to BCP, CSP cannot get it. Of course, if you can spend more, any reward card in the market can give you greater value. If I do spend more, maybe it's due to large purchase and I may consider 18months 0APR card

lz80521

路边摊头的蛋饼 发表于 2014-1-22 05:36
If you alway go for highest tier hotels, you actually maximize the value for points. Same for other ...

All right, I always use points to enjoy luxury experience which needs a lot of cash. Anyway, it depends on each person's preferrence.

夜泊枫桥8888

这么个算法，估计你去沃尔玛比去所谓的grocery店用6%的cash back，在很大一部分产品上还要便宜，岂不是得说BCP也是吹出来的？

萧萧大人

夜泊枫桥8888 发表于 2014-1-27 09:49
这么个算法，估计你去沃尔玛比去所谓的grocery店用6%的cash back，在很大一部分产品上还要便宜，岂不是得说 ...

CSP我不懂，但BCP我是真的觉得是吹出来的⋯⋯除非你周围的店买GC也算~~但我觉得这样的还是挺少的吧

路边摊头的蛋饼

夜泊枫桥8888 发表于 2014-1-27 09:49
这么个算法，估计你去沃尔玛比去所谓的grocery店用6%的cash back，在很大一部分产品上还要便宜，岂不是得说 ...

您就不会去其他grocery store买Visa GC然后再去Walmart买菜么？？？然后Walmart买菜不也变相成了5% off？

UncleYoung-

弱弱的问BBR是什么卡

Wildwood

随便搜一个chicago的酒店（发不了链接）真的啥日子都行。。。。上至400刀的下至100刀的hyatt都至少完爆1.5........

真不知道咋能换出勉强到1的比例。。。。。

Wildwood

用了一年多的hyatt真心觉得区别于其他酒店卡的地方就是可以用freedom日常消费攒点了。。。

Wildwood

而且visa gift card也不能给你20% off travel吧。。。。6%跟20%咋比。。。

Wildwood

最后再更正下，亲测了好几次用points在UR里面订travel在UA账户里是累计历程的。

Wildwood

Wildwood 发表于 2014-8-12 06:24
随便搜一个chicago的酒店（发不了链接）真的啥日子都行。。。。上至400刀的下至100刀的hyatt都至少完爆1.5 ...

没注意是大半年的不好意思 尽早起来它就被置顶了～ 花钱当然用hyatt卡 我说的是用点数啊～CSP转过去一点不浪费～

淳儿

………………

木头的小木屋

我没注意就csp一年了，然后被收了年费。难得管就继续用的了。