不仅Chase疯狂杀近期各家银行批卡都会变严格

北美信用卡快报 · 发表于 2018-3-9 15:01:06

近期看不少筒子们反馈说被Chase疯狂杀了，也有很多近期申卡被拒打电话还特麻烦的
根据可靠消息来源，不仅仅是Chase，最近各家银行批卡都会变严格，原因是因为“synthetic id fraud”
就是一种造价捏造Credit History的行为，导致银行损失了很多钱，所以最近就变严了

"Synthetic identity fraud occurs when cybercriminals use either a combination of real and fake information – such as child’s Social Security number, along with a false name, address and date of birth – or entirely false information to create a new “individual.”

The bad guys then will open up new credit cards or auto loans under the fake person’s name, and ultimately run up big piles of debt, which they don’t pay off. (L, Susan)"

筒子们怎么看，欢迎讨论