没有hp,只是monitor那些dark web,如果你的ssn在上面被交易了,就会通知你。如果你的ssn在别的地方开了账户也会通知你。
the Social Security Number and new account opened alerts will never negatively impact your credit report or your credit score.
刚看了一下Terms and Conditions,没看到说有hard pull,而且Q&A里面也提到:
Will these alerts negatively impact my credit report or credit score?
No, the Social Security Number and new account opened alerts will never negatively impact your credit report or your credit score.