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研究生
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那你先去学校问一下。
我是直接打电话到保险客服,以及发邮件去问。
按照正常程序来说,在非opening阶段是无法加dependent的。但是生孩子是特殊情况,有单独的程序处理的。
以下是aetna 官网的说辞:
How can I cover my newborn from birth?
In general, an eligible newborn child is covered for 31 days from the date of birth. To continue coverage beyond this time, you must enroll the child within those 31 days and pay any applicable premium. Special provisions may apply to a legally adopted child or a child for whom you are a legal guardian. Eligibility provisions may vary by state, as well as the plan of benefits chosen by your employer. Please refer to your Certificate of Coverage or other plan documents for more details
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