大家汽车用谁家保险 每月交多少？

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http://cn.dealmoon.com/Free-Quote-Compare-Auto-Insurance-Quotes-and-Save-Money/139429.html

这里说的每月20刀 30刀 是全险吗？

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下面几项cost多少 比较合理？

Bodily Injury (BI) - $100k / $300k？
Property Damage - $100k?
Uninsured Motorist BI - $100k / $300k?
Uninsured Motorist Property Damage?
Personal Injury Protection (PIP)?
Deductible - 500?
Towing Coverage - $75?
Rental Car Coverage - 30/90?
Glass Coverage?