本帖最后由 cnlacusfree 于 2016-4-4 15:01 编辑
我昨天申了freedom， sapphire， hyatt这三张卡，一下子全给过了
fico 701（很低）今年1月拿到ssn
2月discover和amazon store card， 前两天一个vs的啃爹骗人卡，去年暑假办过secured card一个月后取消了。
好啦，昨天（4月3日）， 我脑子抽了一样的猛的网申三张，因为爸妈要来美国玩，所以就想申点卡赚freenights和points。据说同一天申几张卡运气好的话也许只有一个hard pull， 所以我就直接搞了三张卡。 我填的是students， income 6w.
下面是我申请完给的response：
hyatt：
Thanks for applying.We need to review your application a little longer.
We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application. Thanks for choosing Chase Freedom® Credit Card
sapphire：
Please call us as soon as possible at U.S. 1-877-260-0087 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.Please reference xxxxxxxxxxxx when you call.- You are nearly finished! We just have a few more questions regarding your request for credit.
- We would like to confirm the information you have provided.
We look forward to speaking with you. freedom： Thanks for applying. We need to review your application a little longer.
We'll let you know our decision in writing as soon as we can. If we approve your application, you'll receive your card in the mail in 7-10 business days. Please don't resubmit your application. Thanks for choosing Chase Freedom® Credit Card
从上面来看，sapphire是基本上approve了（因为sapphire的response是非常positive的，给了你reference number就基本上再只要电话确认 一下你的信息就approve了），hyatt和freedom还不能确定（因为这样说就表明他们没有立马approve你，有风险了）。
所以后来我打电话自动查询（8884367927），发现我三张卡都说 给我response within 2 weeks。
我就给银行打了三次电话给我三张卡，每一次电话都只跟我确认了名字，ssn，地址，生日，然后听3分钟音乐就给我approve了，啥都没说其他的，而且他们也看得到我同时申了三张卡，也问了我，所以大家一天之内申多张卡是值得的，因为你的credit history还没立马反应出你的申卡记录，运气好只有一个hp。
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发表于 2016-4-4 13:59:29
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