FYI：
I applied at Citi Branch a month ago and got the $350 fee with tiered 30,000 point offer. All confirmed on phone with rep. I called a few days ago and swapped to the 50,000 point offer, so not 30,000 bonus at $15,000 now. Rather put the spend elsewhere and take the bird in the hand. I confirmed that only the promo bonus changes and the $350 annual fee remains. Affirmative and quick yes. I have no Citi banking relationship, just one other credit card. The lady told me as long as within 90 days, can swap promo offers. Bottom line: You can get the $350 annual fee with 50,000 point promo with $3,000 spend if you want. Now I can use some advice :) My new Amex Gold Business promo is 50,000 points for $5,000 spend. I have Redcard and it works as you state – just test charged at Target and show as purchase. However, the terms and conditions clearly say “Eligible purchases do NOT include……purchases or reloading of prepaid cards or purchases of other cash equivalents.” 1) Has this terminology been on Amex cards for some time or is it now? 2) This clearly could be used to deny a promo bonus or points on spend. But everyone including Grant says no worries. I plan to RedCard the spend and see if the points hit and if not, can pay my 2nd quarter estimated taxes with the Amex to quickly hit the 5,000. Anyone have specific experience with RedCard and Amex bonus points? 3) Does the Prestige 3X travel include Gas now (April 19th I think officially) like the Premier? I thought they were making the categories the same, but the wording is a bit wierd. It would be great to have clarity on that from informed source. Thanks for your time. | 
发表于 2015-4-27 08:43:04
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