各位看官自己参考下：
Dear XXX-XXX,
Thank you for contacting Chase about your account ending "0000".
When an authorized user is added to the account the account is automatically reported to his/her credit bureaus with or without the social security number. The address used for reporting the account is usually the primary address on file. Even though an authorized user never applies for the credit card account and is not responsible for the payments, the account and its payment history may still be recorded on his/her credit bureau report. But he/she will report as a non-liable party.
For the Authorized User, this account will be reported to the credit reporting agencies as an Authorized User's account. This may affect the Authorized User's credit score. Some lenders do take the credit history on an authorized user?s bureau into consideration when determining their eligibility but not all creditors do.
It was a pleasure assisting you today. If you have any further questions, please reply using the Secure Message Center.
Sincerely,
Sonia Srivastava Customer Service Specialist
1-800-436-7927
Chase credit cards are issued and accounts are owned by Chase Bank USA, N.A. and may be serviced by its affiliates.
All credit-reporting agencies are separate entities from {First USA, Bank One or Chase}, thereafter, "the Bank". Accordingly, the Bank will provide the updated information, as stated above, to the appropriate credit-reporting agencies. Once the Bank has taken these steps, the Bank cannot and will not be held responsible for errors by the credit-reporting agencies.
Other than providing credit-reporting agencies with the changes, deletion, or entries described above, the Bank is not responsible for the actions or omissions of the credit-reporting agencies. Therefore, the Bank cannot guarantee, warrant, or take responsibility for the performance of any credit-reporting agency in changing, deleting, or making entries in relation to any derogatory credit information. For your reference, contact information for the three credit service agencies is listed below.
Experian P.O. Box 2002 Allen, TX 75013 888-397-3742
Options Equifax, Inc. P.O. Box 740241 Atlanta, GA 30374 800-685-1111
TransUnion P.O. Box 1000 Chester, PA 19022 800-888-4213
You may view your credit report online at:
Original Message Follows: ------------------------
Today, I add my girlfriend XXX-XXX as an authorized user of my credit card. My girlfriend doesn't have a social security number now, so I wonder to know whether the history of the secondary card will do some helps when she applies for chase credit card in the further. Thank you a lot, wish you have a good day! | 
发表于 2014-10-1 13:04:31
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