BOA新卡Better Balance Rewards讨论

猫仔maozai

那一年的Eden 发表于 2013-3-9 22:19
gx!
不过似乎不能当做主力卡来用

可以享受新卡balance transfer免息還款優惠
一般都有balance transfer fee，但一年120的話。。。等於省好多

那一年的Eden

屌丝不用BT。哈哈。所以Credit Card/Charge Card对我都没差

爱国不可伤同胞

俺也申请到了，每年赚他个120

那一年的Eden

爱国不可伤同胞 发表于 2013-3-17 21:23
俺也申请到了，每年赚他个120

Cong！

Donnie-Chow

那一年的Eden 发表于 2013-3-9 05:56
It depends on how much you are using your current card. If you use it a lot, I wouldn't recommend  ...

I am still struggling with this one or the one I have right now travle reward, this one seems have pretty good rewards for me as a student, but the travel reward with no international transaction fee, cuz I visit Canada a lot. Dang, its hard to make a freaking decision.

那一年的Eden

Donnie-Chow 发表于 2013-3-22 20:52
I am still struggling with this one or the one I have right now travle reward, this one seems have ...

why don't you apply for a new card if your credit is good enough? Do you have Discover It? It doesn't have foreign transaction fee as well. Or Capital One's Venture Card which has no foreign fee but earns miles at the same time. Then you can convert to BOA's new card.

Donnie-Chow

那一年的Eden 发表于 2013-3-23 05:15
why don't you apply for a new card if your credit is good enough? Do you have Discover It? It does ...

After given a serious consideration, I decide to open the BBR card as a new account, and I am going to cancle the wells fargo card that I have right now.(I just called them to redeem my cash back). The wells fargo cards 禁用词语 as hell. In this case, I can keep the travel reward, this card has car rental insurance and travel insurance. Also I have the Amex true earning card, which I can get good cash back. What do you think?

那一年的Eden

Donnie-Chow 发表于 2013-3-23 13:40
After given a serious consideration, I decide to open the BBR card as a new account, and I am goin ...

don't cancel a card...even you don't really use it.
keep it in your drawer, it adds to your average history of credit and report "on-time payment" every month.
just don't forget to use it once a while, so that it will not be closed by the issuer, nor would it charge your "dormant" fee.

in all, don't close any account!

琦_Tracy

我刚开的他家cash reward，等拿到了100刀奖励就转成这个

那一年的Eden

琦_Tracy 发表于 2013-3-23 21:09
我刚开的他家cash reward，等拿到了100刀奖励就转成这个

好样的！

flyfishcyx

问一下，在线客服转卡的时候是不是都是立马就过的？我的怎么没立马过。。。说1-2周才知道结果。。。我有同学好像是立马过的。。。我已经有boa的123卡了，就是木有ssn。。。

爱国不可伤同胞

u p

那一年的Eden

flyfishcyx 发表于 2013-3-27 09:09
问一下，在线客服转卡的时候是不是都是立马就过的？我的怎么没立马过。。。说1-2周才知道结果。。。我有同 ...

他应该要看你是不是ELIGIBLE吧？

flyfishcyx

那一年的Eden 发表于 2013-3-27 10:04
他应该要看你是不是ELIGIBLE吧？

好吧，今天（29号）收到邮件说case completed了，然后问了下客服说通过了，要等几周才能收到，我23号online chat 转的，貌似online chat转的都能过吧，我没ssn

那一年的Eden

flyfishcyx 发表于 2013-3-29 13:46
好吧，今天（29号）收到邮件说case completed了，然后问了下客服说通过了，要等几周才能收到，我23号onli ...

恭喜