想告诉你一个大新闻，现在有个获得免费的stock的机会，其中就包括了苹果，福特，Sprint等等（获得的股票价值上限为$150，可以获得的股票和对应几率下文有详细介绍）。因为笔者使用Robinhood已经有两年多的时间了，从第一批需要推荐码开始到现在一直在用Robinhood进行股票交易，算是老用户了。从个人的用户体验来说，Robinhood追求的是一种极致的简洁和效率。除了和一般online broker一样的实时数据，快速交易这些，还有很多其他的特性，我们给大家从一个普通用户的角度聊聊Robinhood。 什么是Robinhood？Robinhood是一个可以进行网上股票交易的stock broker。只是和传统的broker不一样，他们所有的操作都是通过Robinhood这个app来进行的，最大最大最大的优势是 - 他们不会对顾客收取任何的交易佣金，也就是 ZERO commission fee。就凭这点，笔者就相信他们一定会越做越大。使用传统的broker，不管是买进还是卖出，作为一次交易，通常情况下都会收取一定的trade commission, 最多可以高达10刀一次。Robinhood不会对此收取任何费用，所以大大方便了对于短线操作的便利性。这里还是要提一句，还是不要当Pattern Day Trader哦，如果连续5个交易日内有大于3次day trading (一天内买卖同一只股票的)，你将会被标记为Pattern day trader，限制交易，除非你的Portfolio里有超过$25,000。为此，Robinhood也提供了track day trading的功能 ”Pattern Day Trade Protection“，在Account菜单里可以看到，如下图。笔者个人认为对于一个不收钱的broker，还是合情合理的，毕竟每进行一次操作，他们的后台都要进行相应的操作和运算，说到底都是钱。除此之外，他们对于第一次炒股的没有什么本金的朋友也是非常友好，没有任何最低门槛的限制，对于想熟悉下市场的新人尤其有用。
安全性那么剩下的问题就在Robinhood安全吗，毕竟我们要连接上我们的Checking Account，把真金白银打进去。从目前笔者的使用两年的情况来看，并没有涉及到钱不能按时到账之类的问题。他们的网站也特别注明了这方面的信息。 报税容易吗？每年Roinhood会给你提供税表这点和其他broker没有任何区别，也可以直接从App里面下载税表，还可以直接导入Turbotax。 Robinhood如何挣钱？- 微微对科技界和金融界有些了解的朋友就知道，这其实不是什么惊人的秘密或是算法。和Paypal，Venmo这些进行免费money transfer的软件一样，都是通过控制资金流，利用这些资金流进行投资，二次交易来进行转钱，所以Robinhood对于每次你从银行转钱可以买股票和每次你卖掉股票转入checking都有最低几天的时效性要求。例如，你最近卖掉了10K的股票，但是要经过7天，这些钱才能转入你的checking，实际上，Robinhood在这7天里面用你的10K和无数个其他的人10K再进行交易，就是所谓的钱生钱啊。
- Robinhood也已经开始向市场推广其收费的Robinhood Gold服务，但是这个不会影响到普通用户的Zero Commission fee. 通过加入付费的Robinhood Gold服务，Robinhood会借给你钱让你来进行股票交易，因为我们上面说了，从我们自己的checking到达robinhood生效需要花费时间，如果你这时账户里面有2K，但是突然发现了更好的股票机会需要里面入手，那么如果你是Robinhood Gold，你就可以购买2K x 2 = 4k的股票。Robinhood Gold还会给你Pre-Market和After-Hours的交易权限，这也是高级玩家常常需要用到的功能。点击这里查看详情，Robinhood Gold。
Robinhood的推荐Program聊了半天终于到了今天的Referral Program，现在通过朋友的referral链接（似乎是targeted 不是所有的人都可以拿到refer free stock的权限）申请Robinhood账号，就可以获得价值不等的一股股票。但是不要小看这一股股票，如果要是Apple的一股那也是不少钱哦。官网的详情在这里，也就是有2%的概率获得50-150刀的股票。
Robinhood的缺点目前Robinhood只能在美国和澳大利亚还有中国等地区（由于证监会那边的管制，去年10月已经低调退出中国市场）进行操作，而且他们不能够对所有的是市面上的股票基金等进行操作。有些股票你通过传统的broker可以买到，但是Robinhood并不行，这个要具体看个人的需要，笔者目前只有过一次想买的股票不能通过Robinhood进行操作。欢迎大家提供DP。 如何申请欢迎大家找我来申请。
附：本次免费拿股票的Q&AHow does it work? Share your link with a friend and your friend will get a free stock when their application is approved. You’ll also get a free stock after they fund their account. Is there really a chance that I’ll get Apple? Yes. How does Robinhood choose which stock my friend and I get? When your friend’s application is approved, the shares of free stock are chosen randomly from our inventory of settled shares. Because we choose randomly, you and your friend may not receive the same stock. The value of the share may be anywhere between $3 and $150, and fluctuates based on market movements. We choose companies and purchase stocks every day into the inventory based on their total value (market capitalization) and the price of each share. It doesn’t say anything about getting free shares of stock in my app? This promotion is only available to a select group of users. We’re hoping to make this available to everyone as soon as we can. It didn’t work for me. Why is that? Make sure that your friend signed up with your link. You can confirm whether your friend used your link by going to the past invites screen (“Free Stocks” → “Past Invites”). Your friend will be able to see their free stock on their history screen. If you think there was a mistake, please contact support with the referral link that was used, the new user’s username, and which platform you signed up on. Unfortunately, we won’t be able to credit everyone who didn’t sign up with the link. I got a notification saying my free stock is ready. How do I claim my reward? Once your free stock is ready we will send you a notification to claim your reward. If you forget to tap on the notification, you can always claim your reward by navigating to the history screen or the past invites screen. If you don’t claim the reward for 60 days, your reward will expire. I invited my friends to Robinhood in the past. Can I get this reward now? We appreciate that you inviting your friends to Robinhood prior to this program. Unfortunately, we cannot credit you for past invites. Do I have to hold the stock in my account for a certain amount of time? You are allowed to sell the free share of stock two days after you receive it. It’s completely up to you whether you keep or sell the stock. You can use the proceeds from the sale towards other stocks that you want to invest in. When can I take the money out of Robinhood? You have to keep the cash value of the stock in your account for at least 30 days before withdrawing it. After the 30-day window, there are no restrictions on the money. - If we add 1 share worth $10 to your account, you cannot withdraw the $10 you receive by selling the stock for 30 days.
- If we add 1 share worth $10 to your account and you deposit $100 dollars into your account, you can only withdraw $90 until you sell the stock bonus. After you sell the share, you will be able to withdraw an additional $10.
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发表于 2017-5-1 15:39:09
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