第一张信用卡 Amex 给了我12800刀

我要酷胖

juladjh 发表于 2013-10-6 10:52
我不太同意你的看法哦。 虽然inquiries会对申卡有点影响，但其实不大。因为在接下来的6个月里，又成功申 ...

As I said this is YMMV. You might be lucky enough to get approved by chatting w/ CS specialists. However don't forget they are viewing your background as well. Here I'm talking about the impact to newbies. Are you and the OP on the same page?

juladjh

我要酷胖 发表于 2013-10-6 11:08
As I said this is YMMV. You might be lucky enough to get approved by chatting w/ CS specialists. H ...

12，800刀本来就是一个非常YMMV的例子啊，本来就不是给新人们看的啊。。 card churning本来就是非常非常YMMV

我要酷胖

juladjh 发表于 2013-10-6 11:18
12，800刀本来就是一个非常YMMV的例子啊，本来就不是给新人们看的啊。。 card churning本来就是非常非常Y ...

OK. I think the conversation is done since the conclusion is obvious. Ppl here are not used to talking about card chuming and I guess most r newbies w/ limit spent volume and ambition.

jneb111

juladjh 发表于 2013-10-6 10:53
精确的讲是3个月，而不是1-2年。因为6个月后又申请到了12张

申那么多干嘛，想交年费爽死？

juladjh

jneb111 发表于 2013-10-6 11:24
申那么多干嘛，想交年费爽死？

有年费的第二年就会取消，申那么多是为了积分，酒店飞机票免费

juladjh

我要酷胖 发表于 2013-10-6 11:23
OK. I think the conversation is done since the conclusion is obvious. Ppl here are not used to talk ...

not chuming, it's churning. We are not even talking about the same things, but thanks for your opinions anyway.

我要酷胖

juladjh 发表于 2013-10-6 11:34
not chuming, it's churning. We are not even talking about the same things, but thanks for your opi ...

Thanks for pointing that out. And again "we are talking about different things" but not the same thing. Plz remember the rule #0 of "cards churning" and how good deals are dying fast if someone hits the trigger.

Zzzzzzach

juladjh 发表于 2013-10-6 10:56
看了所有的回复，你是唯一讲的最对的。cant agree more。3个月一次card churning,每次6张，其实还是很安全 ...

感谢你对我的肯定

juladjh

Zzzzzzach 发表于 2013-10-6 11:44
感谢你对我的肯定

看你楼上的，他feng了。。。

我要酷胖

juladjh 发表于 2013-10-6 11:46
看你楼上的，他feng了。。。

Oh yea. If this makes you feel good it's my pleasure.

juladjh

PLEASE 围观23楼及其所有回复，突然想起一句话 “以后请经常到网络上发泄发泄，以便在现实中和谐做人”

我要酷胖

juladjh 发表于 2013-10-6 11:51
PLEASE 围观23楼及其所有回复，突然想起一句话 “以后请经常到网络上发泄发泄，以便在现实中和谐做人” ...

It's true. Thanks for pointing that out again.

jneb111

juladjh 发表于 2013-10-6 11:28
有年费的第二年就会取消，申那么多是为了积分，酒店飞机票免费

真折腾，小心上黑名单。信用卡真不是一生财之道，有折腾的时间我宁愿干点正事

Zzzzzzach

这里真不应该是吵架的地方。

每个人都有自己的见解，我可以不同意，我可以提出自己的意见，但是不要有攻击性。

我相信这里没有人在Credit Bureau工作，也没有人参与了信用系统的设计，而且也没有Specialist。谁会通过信用卡申请，谁会拿多少额度，我们都不清楚。我们只能猜，靠经验去猜。所以let it go。