话说如何把不常见的信用局hp利用起来？

沉浮

Golden 1 credit Union Platium Reward
unlimited 3% cash back on grocery, gas & restaurant
ChexSystems inquiry sensitive and hard pull on Equifax when join the credit union

You need to live in California to join without any fee, if you live outside of California then you need to join Financial Fitness Association (and pay $5) to be able to join. Even then, not all states are eligible. Your best bet is to call them first.


also found student version of this card, only need provide the document of enrollment, the category bonus is the same. the credit limit is up to 2k

but I don't know if you could join the union without SSN

detail
http://www.doctorofcredit.com/golden-1-credit-union-3-cash-back-card-on-grocery-gas-restaurants-now-pays-monthly/

沉浮

在DOC 上搜Equifax   找吧..

laihuizheteng

我这里citi拉的是eq，很爽啊

zasdfgbnm

沉浮 发表于 2015-9-19 21:29
Golden 1 credit Union Platium Reward
unlimited 3% cash back on grocery, gas & restaurant
ChexSystems ...

这个比较困难，加州以外还要交钱注册。。。

沉浮

zasdfgbnm 发表于 2015-9-19 22:10
这个比较困难，加州以外还要交钱注册。。。

就是交钱进个组织 然后就可以加入credit union 了
对了 Alliant 也是pull Equifax的  他家的checking 据说当hub不错
你也可以查查huntington  你所在的地方可不可以申请  

沉浮

还有best buy的信用卡  pull  ex or eq 查查你所在的州pull  哪家

zasdfgbnm

沉浮 发表于 2015-9-19 22:26
还有best buy的信用卡  pull  ex or eq 查查你所在的州pull  哪家

实在是太感谢了！


SunTrust跟Huntington目前系统都在维护，进不了申请页面，但是印象中我之前有试图尝试申请Huntington，非citizen只能去branch。。。。


Bestbuy我去credit board的pull数据库搜索bestbuy看到的结果是，在FL基本都是pull EQ的，但是我去bestbuy官网看，发现这张卡是citi的，citi在FL这里pull的是EX，我现在也confuse了。。。
Update: 看起来应该是EQ，找到的dp：
http://ficoforums.myfico.com/t5/Credit-Card-Applications/citi-best-buy-hard-pull-cli/td-p/3717963



附上查hp数据库的链接：
https://creditboards.com/forums/index.php?app=creditpulls

zasdfgbnm

沉浮 发表于 2015-9-19 22:26
还有best buy的信用卡  pull  ex or eq 查查你所在的州pull  哪家

Might pay a $59 annual fee: Those with less than great credit might get slapped with a $59 fee and unfortunately there's no way to know which version you get until after you're approved.

刚刚看bestbuy那张卡的review看到的，嗅到一股渣行的气息。。。

沉浮

zasdfgbnm 发表于 2015-9-19 23:37
刚刚看bestbuy那张卡的review看到的，嗅到一股渣行的气息。。。

best buy的卡 用好了还是有羊毛撸的

晨瑜早雅

freeze

沉浮

晨瑜早雅 发表于 2015-9-20 06:46
freeze

更多的是 freeze 后 银行直接拒了你..
来自: iPhone客户端

zasdfgbnm

沉浮 发表于 2015-9-19 21:17
SunTrust Cash Reward  5%  cash back on gas & grocery up to 6k first year thereafter 2%
when you rede ...

我发现suntrust有个delta的呆逼卡，1x/$1，不知道可不可以直接买money order造大量现金流来赚取点数

沉浮

zasdfgbnm 发表于 2015-9-20 08:25
我发现suntrust有个delta的呆逼卡，1x/$1，不知道可不可以直接买money order造大量现金流来赚取点数
...

the debit card has annual fee

you can also apply store credit card without hard pull
detail
http://www.doctorofcredit.com/shopping-cart-trick-get-credit-cards-without-the-hard-pull/

Levi-USC

沉浮 发表于 2015-9-19 22:29
Golden 1 credit Union Platium Reward
unlimited 3% cash back on grocery, gas & restaurant
ChexSystems ...

eligbility is a problem.

沉浮

Levi-USC 发表于 2015-9-20 22:11
eligbility is a problem.

You need to live in California to join without any fee, if you live outside of California then you need to join Financial Fitness Association (and pay $5) to be able to join. Even then, not all states are eligible. Your best bet is to call them first.


I will add the restriction