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Being the Uninsured Driver
It may be that you are the uninsured driver. If that is the case, it is still important to involve the police for a written report in order to protect your rights. If the accident was not your fault, and the other person was insured, then his policy will be responsible for your damages.
However, if the accident was a result of something you did, it is still important to have a written statement. It is possible the other driver may sue for damages, and you will need proof of what actually happened. If contacting an attorney is possible, it should be done in order to further protect your rights and assets.
Depending on the type of accident, a payment schedule may be negotiated through the other driver’s insurance company to show good faith. As the uninsured driver, you may be only required to pay the deductible if the other driver’s policy had a rider for the uninsured.
Knowing your options regardless if you are insured or uninsured in this situation is important. Consulting an attorney or insurance specialist in order to understand the process further will be essential to settling the issue.
Read more at http://web.finweb.com/insurance/ ... iZhh82gH7dMCW8r2.99 |
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发表于 2012-8-11 12:52:20