北美微论坛
标题: 被BOA店员坑了。。。 [打印本页]
作者: qiuyuweilan 时间: 2014-9-5 21:04
标题: 被BOA店员坑了。。。
今天刚拿到SSN，原来有一张secured credit card，押金已退，但是网上账户还显示有年费，所以去店里想把这张卡关掉（之前没上论坛，不知道还有转卡一说）。店员说押金如果退了的话就没有年费了（可是我看论坛里好多同志说其实还是会有年费的）。这张卡可以继续留着然后再开一张123.于是单纯的我就这么被他忽悠了。（本来123网上开卡可以拿100bonus我没有了就不说了）。现在相当于有两张Boa的信用卡了，而且有一张是完全没用还收年费的。大家觉得我该怎么处理呢？
作者: 康康而 时间: 2014-9-5 21:05
都转成BBR
作者: 名字要长长长 时间: 2014-9-5 21:07
可以打电话给客服要求取消年费 因为已经不再需要”secured“了
作者: 简单就快乐哈哈 时间: 2014-9-5 21:09
转BBR啊
作者: qiuyuweilan 时间: 2014-9-5 21:16
两张都转BBR？可以这么操作吗？
作者: qiuyuweilan 时间: 2014-9-5 21:17
可以两张都转BBR吗？
作者: 康康而 时间: 2014-9-5 21:18
可以
作者: qiuyuweilan 时间: 2014-9-5 21:18
刚刚打客服说没上班，明天上午再问问
作者: qiuyuweilan 时间: 2014-9-5 21:21
好的，谢谢！我的123卡还没来，如果一拿到就转卡会不会对信用记录有什么影响？另外我还想问一个问题，现在我在网上完全查不到信用记录，这对于刚拿到SSN来说正常么？
作者: yes_cong 时间: 2014-9-5 23:01
贴吧考古一下,有一个免年费的电话,特别爽,直接免
作者: Cauchyh 时间: 2014-9-6 00:12
都转BBR，被BOA坑那么久了，应该撸点羊毛回来了...
作者: 国际Best 时间: 2014-9-6 10:51
转！
作者: 翡翠 时间: 2014-9-6 11:32
转bbr啊。
作者: Joegameboy 时间: 2014-9-6 14:55
yes_cong 发表于 2014-9-5 22:01
贴吧考古一下,有一个免年费的电话,特别爽,直接免
考古没搜到电话 网上也没查到 不知能否提供下电话
作者: yes_cong 时间: 2014-9-6 21:18
我也找不到了，真烦人，我找了半天
Negotiate a Fee ReversalEven though it’s not as simple as asking, you can often negotiate other fee reversals. It’s possible to ask for a cap on a balance transfer fee. If the fee is 3% on a $10,000 balance transfer, that’s $300. You can call and ask to have the fee waived, or negotiate a $75 cap, or ask if you can pay a lower amount.
It’s also possible to ask for a cap on foreign transaction and currency conversion fees. Asking for a lower fee can provide you with significant savings, even if you can’t have the fee entirely waived. Here are some things to remember as you speak with a representative:
- Speak politely: Try to remain calm, and polite. Practicing ahead of time, and knowing what you plan to ask for, and what you are willing to give up, can help you keep your cool while on the phone.
- Ask for someone who can help: If the rep you are talking to can’t help you, ask that he or she give you a recommendation for who can negotiate with you.
- Know whether or not you can walk: Threatening to walk can be an effective negotiation strategy, but only put it out there if you can actually go through with it.
- Take good notes: Make sure to note everyone you talked to, and what you talked about. Include the date and time. This can help you remember what happened if you need to call back for some reason.
With a little preparation and time, you should be able to reverse a number of your credit card fees. Just realize that if you are constantly calling to ask for fee reversals, eventually you will no longer be in a position to negotiate.
To help you out, here are customer service phone numbers and contact pages for many of the most common credit card issuers:
作者: qiuyuweilan 时间: 2014-9-7 15:21
8007706459 已成功waive
作者: qiuyuweilan 时间: 2014-9-7 15:21
见楼上
作者: yes_cong 时间: 2014-9-7 16:40
okok我早waive了只是想帮你找而已。
作者: 来自太阳星的你 时间: 2014-9-8 03:49
BBR是什么？
作者: 来自太阳星的你 时间: 2014-9-8 03:51
楼主，我想问，我看BOA官网说有一种学生的官网是不需要年费的。 怎么你有SSN还要呢？ 不好意思，我准备明天去BOA也要办信用卡 。所以想问下
作者: 番茄小姐 时间: 2014-9-18 19:48
不好意思，我问一问，转bbr以后 网银是会出现一张新卡？
还是要等bbr来了以后 激活了网银才会发生变化？旧的号变成bbr的号？
谢谢！
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